Home Buyer Rebate Ontario: Save Thousands with a Cash Back Realtor

What Is a Home Buyer Rebate in Ontario?

A home buyer rebate means your Realtor gives you back a portion of the commission they earn when you purchase a home. Instead of keeping the full buyer’s agent commission (typically 2.5% in Ontario), a cash back Realtor shares a portion of the commission with you.

At Max Cash Back Realtor, you get 70% of the buyer's agent commission back. That’s 1.75% of the purchase price. On a $1M home, you walk away with $17,500 cash back.

How Does the Home Buyer Rebate Work in Ontario?

Step 1 – Seller Pays Commission

In Ontario, the seller pays both buyer's agent and seller's agent commissions.

Step 2 – Realtor Shares the Commission

Most Realtors keep the entire 2.5% buyer’s commission. A cash back Realtor keeps a smaller portion (e.g., 1.25%, 1%, 0.75%) and gives you the rest.

At Max Cash Back Realtor, we just keep 0.75% of the total commission and gives you the rest.

Step 3 – You Get Paid After Closing

Once the transaction closes, the brokerage releases the commission to me. As soon as it’s received, I promptly issue the rebate cheque to my buyer client. Typically within two weeks of closing.

To see a detailed breakdown of how our rebate program works, visit our Cash Back Realtor Services.

Example Savings from a Home Buyer Rebate

Is a Home Buyer Rebate Legal in Ontario?

Yes ✅, rebates are fully legal in Ontario under the Real Estate and Business Brokers Act (REBBA) and regulated by the Real Estate Council of Ontario (RECO).

In fact, RECO specifically allows commission rebates as long as they are disclosed in writing. That means you can work with confidence knowing your rebate is 100% above board.

(Source: RECO – Consumer Information)

Why Choose a Cash Back Realtor in Toronto, Durham, York & Peel?

Home buyers across the GTA are switching to cash back Realtors because:

• Bigger Savings → Keep thousands after your closing.

• Full Realtor Service → Showings, offers, and expert negotiation.

• Transparency → You see exactly how much you get back.

• Local Expertise → Toronto, Mississauga, Vaughan, Markham, Whitby & more.

If you’re buying in the city, discover how a Cash Back Realtor in Toronto can help you maximize your rebate.

Home buyers in the east end can also take advantage of our Cash Back Realtor in Durham Region program.

If you’re searching for homes in Markham, Vaughan, or Richmond Hill, learn more about our Cash Back Realtor in York Region offer.

Buyers in Mississauga, Brampton, Caledon can explore our Cash Back Realtor in Peel Region rebate options.

FAQs About Home Buyer Rebates in Ontario

Do all Realtors offer a cash back rebate?

No. Most Realtors keep 100% of the commission. Only a few brokerages, like Max Cash Back Realtor, share up to 70% back with buyers.

Can I still negotiate price and get a rebate?

Yes. Your Realtor still negotiates on your behalf — the rebate is on top of any price savings.

Do I pay tax on my rebate?

In Ontario, rebates are typically issued as a cheque after closing. You should confirm tax implications with your accountant

How soon do I get my rebate?

At Max Cash Back Realtor, rebates are usually paid out within 2 weeks after closing.

Why settle for less when you can get more? With Max Cash Back Realtor, you’ll enjoy expert guidance, full service, and probably the highest rebates in Ontario.

👉 Call 647-998-8537 today to secure your rebate and save thousands on your next home purchase.

Start your home search today with Max Cash Back Realtor and keep more of your money after closing.