How My Cash Back Program Works
Three simple steps: full service the entire way, with 1.75% cash back after closing.
Step 1 — Tell Me What You're Looking For:
Share your criteria. Preferred neighbourhoods, budget, and home type. Whether you're looking in Toronto, Durham Region, Peel Region, or York Region, I'll send you personalized listings matched to your exact needs.
Step 2 — Private Showings & Expert Guidance
I'll book private showings at your convenience, walk you through every property, and provide sold comparables and honest market advice — so you make confident, informed decisions without pressure.
Step 3 — Negotiate, Close & Get Your Cash Back
I handle all negotiations and paperwork from offer to closing. Once the deal closes, your 1.75% cash back rebate is delivered directly to you based on the final sale price, no conditions, no surprises.
💡 Example: On a $1,000,000 home in the GTA, that means $17,500 back in your pocket while receiving full service and expert support throughout the entire buying process.
Full-Service Support, No Compromise
Cash back doesn't mean less service. Every buyer gets the same expert support: from the first showing to closing day.
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🔍 Listing Alerts — Personalized listings sent directly to you based on your criteria, budget, and preferred neighbourhoods
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🏠 Private Home Showings — I'll book and attend every showing with you, giving honest feedback on every property
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📊 Sold Price Comparables — Know exactly what homes are selling for so you never overpay
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💬 Market Advice & Offer Strategy — Expert guidance on when to offer, how much to offer, and what conditions to include
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📝 Negotiation & Paperwork — I handle all negotiations and legal paperwork from offer to closing
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✅ Support From Start to Close — I'm available by phone, text, and email throughout the entire buying process
Who Can Benefit from the Cash Back Program?
Whether you're a first-time buyer or a seasoned investor, my cash back program works for anyone buying residential property in the GTA.
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🏡 First-Time Buyers — Get expert guidance through every step plus thousands back after closing
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📈 Move-Up Buyers — Upgrading to a larger home? Your cash back helps cover moving costs and more
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📉 Downsizers — Simplify your move and pocket extra savings at the same time
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🏢 Condo Buyers — Full service support navigating Toronto and GTA condo purchases
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💼 Investors — Maximize your ROI with expert market knowledge and 1.75% back after closing
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👨👩👧 Families — Find the right neighbourhood, schools, and home with cash back after closing
Frequently Asked Questions About Cash Back Real Estate
Everything you need to know about buying a home in the GTA with 1.75% cash back after closing.
How does the 1.75% cash back rebate work?
When you buy a home with me, the seller pays a 2.5% co-operating commission to the buyer's agent. I keep just 0.75% and give you the remaining 1.75% as cash back after closing. On a $1,000,000 home that's $17,500 back in your pocket.
Do I still get full service with cash back?
Absolutely. Cash back doesn't mean less service. You get the same expert support as any buyer. Listing alerts, private showings, sold comparables, offer strategy, negotiation, and full closing support from start to finish.
When do I receive my cash back?
Your cash back rebate is delivered after closing. Typically within 7 to 10 business days of the deal completing. The exact timing depends on the closing date and brokerage processing, but you will receive it in full with no deductions.
Is the cash back taxable in Ontario?
In most cases, cash back rebates received by home buyers are not considered taxable income in Canada. However, every situation is different and we recommend consulting with your accountant or tax advisor to confirm based on your specific circumstances.
What if the seller offers less than 2.5% commission?
If the co-operating commission offered is less than 2.5%, your cash back will be adjusted proportionally. I always keep just 0.75% regardless, so you always receive the maximum possible rebate based on the commission offered.
Is there any catch or hidden conditions?
No catch, no hidden conditions. The cash back program is straightforward - buy a home with me, close the deal, and receive your rebate. There are no minimum purchase prices, no service restrictions, and no surprises.
Why do you offer cash back when other realtors don't?
Most realtors keep the full 2.5% commission, that's just how the industry works. I believe buyers deserve to share in that commission. By keeping just 0.75% and passing the rest to you, I've helped GTA buyers save over $159,827 in 2025 alone. It's a better way to buy.
What if the co-operating commission is 3%?
Great news — if the seller offers a higher co-operating commission, your cash back increases too. I always keep just 0.75% regardless of the commission offered, so you receive the maximum possible rebate.